Government Benefits ? For Those On Low Incomes

One of a series examining the different types of government benefits, this guide looks at some of the options available to assist those who?re on a low income and are struggling to support themselves or their families.

Income support ? this is a means-based allowance for those who are unable to work full time and have a low income, or who can only work less than 16 hours per week. It can be very helpful for people who have children or who look after an elderly or disabled person, or who are ill or disabled. Again, you won?t qualify if you have more than ?16,000 of savings. There are lots of different factors that will be taken into consideration in order to determine your eligibility for income support, including your age, your income, your savings, your dependants, whether you have a partner, your partner?s income, your partner?s savings, and whether you?re disabled or caring for someone. People on income support also qualify for free NHS dentistry and prescriptions, as well as housing and council tax benefit. You can claim online or in person at a jobcentre plus, and as part of the application process you?ll have an interview with a personal adviser who?ll review your financial situation with you.

Working tax credits ? again designed to support working families or individuals on a low income, this benefit is suitable for people who work at least 16 hours per week and have dependants to support, or people who have no children but who work over 30 hours per week in a low-paid job. Some of the factors that will be taken into consideration when calculating how much you?ll receive in working tax credits are your income, the number of hours you work, whether you live with a partner, the number of children you have, how much you spend on childcare, whether you?re entitled to any other benefits, or whether you?re disabled. It?s managed by Her Majesty?s Revenue and Customs (HMRC), who?ll pay it directly into your bank account. To claim, either phone your nearest HMRC office or pop into your local jobcentre plus.

Council tax benefit ? you?ll be eligible to receive council tax benefit (up to 100% reduction in your council tax bill) if you?re on a low income and have less than ?16,000 in savings. If you don?t qualify to receive it, you may still be eligible to receive a ?second adult rebate?, giving money off your council tax bill in circumstances where you share your home with another adult who isn?t your partner and who doesn?t pay council tax or is on a low income. If you claim income support or jobseeker?s allowance, you?ll be given a form for claiming council tax benefit.

Housing benefit ? housing benefit, paid by local councils, assists those who?re unable to pay their rent. You can claim this whether you?re a council tenant or live in a privately rented property. You?ll only qualify if you?re on a low income with less than ?16,000 of savings, aren?t a full-time student and don?t live with a close relative. If you?re living in a council property you?ll receive housing benefit directly into your rent account from your local council. If you?re in privately rented premises, the council will investigate whether the rent amount asked for the property is acceptable for its size and location and for the size of your family in order to determine your eligibility. If you do qualify, you?ll either receive a cheque or direct payment into your bank account, or your landlord will be paid directly.

Benedict Rohan Website: http://www.mortgagenation.co.uk Benedict Rohan works as a freelance finance writer. Commercial Mortgage, Homeowner Loans, Remortgages

Consolatos Blog

How To Arrive And Thrive In The Uk.
The Only Complete Guide To Uk Immigration. Learn Safely How To Successfully Emigrate, Live And Work In Any Part Of Britain.

Mortgage Prevention

Related Articles:

Trident Systems' Collaboration Gateway Featured in Latest Edition of the Official Government Cross-Domain Inventory List
Collaboration Gateway provides live text chat for users on differently-secured networks." Text chat proved to be a surprisingly useful tool throughout operations in both Afghanistan and Iraq; however, the need remains to protect information on differently-secured networks, thus limiting the ability of users to "chat" with others on different networks.

Get Your Passport Now For Summer Travel To The Caribbean
Two months after the U.S. Government instituted new passport regulations for Caribbean and Latin American travel under the Western Hemisphere Travel Initiative (WHTI), both foreign officials and visitors have called the initial transition a success. Requiring passports for air travel between the Caribbean and the United States, the WHTI was enacted to alleviate security concerns regarding U.S. border security. It was predicted by many that the initiative would create noticeable hassles for travelers and resorts in early 2007. Yet, most resorts and travel bureaus saw no decrease in American visitors, while tourists were able to make successful arrangements and navigate the new passport restrictions.

What Your Country Can Do For You: Sourcing Products Via Government Liquidation
In the search for cost effective suppliers for your eBiz, you may never have considered the U. S. government as a possible product source. But government auctions offer online sellers and small business owners a wide range of goods to enhance their regular product lines.

The New York Television Festival and Rio de Janeiro International Television Festival Partner in the "TV Festival PassPort Program"
The New York Television Festival has reached a partnership with the Rio de Janeiro International Television Festival. This alliance is centered around an artist exchange program called the "TV Festival PassPort Program," in which independent Brazilian TV producers will have their work showcased at the 2008 New York Television Fest and independent American producers will be screened at the 2008 fest in Rio. In September, the Festival announced a similar partnership with the MediaGuardian Edinburgh International Television Festival.

KDS Selected For UK Government Online Travel Management Contract
KDS, European leader in on-demand business travel and expense management solutions, announced today that its flagship product KDS Corporate has been selected to manage online travel booking for the UK Government.

Civics and Government Team Up with Economics in Oaktown
NCEE Workshops at California Council for Social Studies Conference Focus on Civics, Government and U.S. History; Three Little Pigs Make an Appearance

Central Test Lab Gives Clean Chit To Kits in Ghanshyam Sarda Vs. Government of West Bengal Case
National Institute of Biologicals, New Delhi recently certified the test kits supplied by Monozyme to be of standard quality.

CBE Technologies Sells Government and Education Division: Forms CBE Managed IT to Service Core SMB Customers
CBE Technologies, a leading provider of managed IT services to the small and mid-sized business, education, and government markets, announced today that it sold its government and education business division to Gores Equity, LLC. As part of the transaction, the company also sold its remote office operations located in Maine, New Hampshire, Rhode Island and Connecticut to Gores Equity. The financial terms of the sale were not disclosed.

AP9 Passport to Fun Offers the Latest Word on Upcoming CD Releases
AP9 PassportToFun provides members with excellent savings on books, concert tickets, DVDs, theme park visits and much more.

Passport to Wealth Is Not Your Answer! Learn To Market Effectively and You Will Never Fail.
Passport to Wealth "back office" is a resource site not training! Will you trust a heart surgeon who became a Doctor by learning from a resource center, or someone who attained their education the time tested way? Then why in the world would you join a company who boasts of a unparallel back office which is a mere resource center?


Privacy Policy | Copyright/Trademark Notification